Despite ideal housing market, first-time homebuyers still find challenges

Published: Wednesday, June 22, 2011, 9:20 AM Updated: Wednesday, June 22, 2011, 9:26 AM Tim Farrell/The Star-Ledger Jeff and Kelley Joss, with baby Luisa, are renting an apartment in Chatham and do not plan to buy a house, even though it's an ideal time with inventory high and prices low.

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